From Sterwiki

insurance an agreement between an insurer and a customer, who, is implies that the insurer compensation pays at acting an uncertain event in the future which causes damage to the customer. The customer pays for that a periodic premium. Between the customer and the insurer a contract is concluded, the insurance policy.

The insurance company manages the paid premium money. Because many people at the insurance company a premium pays, the insurance company is able a large benefit as één a person do damage suffers (the so-called general insurances). Because many people a premium is this way shared pay risk for the individual. Insurance is not only concluded by individual persons, but also commit.

In avance a certain premium has been determined as well as the amount that will be paid at a possible damage. The premium for insurance can be very high. By can taking a certain own risk himself the insured person the contribution reduce. For dangers which occur in fact at everyone, are insure less significantly. An example of it finds many the contraceptive pill, since nearly all women in the fertile age these have uses insurance of it no money-saving impact for the women who conclude an insurance for this. Dit geldt bijvoorbeeld ook voor de halfjaarlijkse of jaarlijkse controle bij de tandarts.

Er bestaan vele soorten verzekeringen voor particulieren, die bescherming leveren tegen hoge kosten op het gebied van (bijvoorbeeld):

• Incapacity for work
• car damage
• Fire
• glass damage (dwz squares of a house/company-stretched)
• Inboedel
• Accidents
• Opstal
• legal assistance insurance
• travel damage
• Third party liability
• Medical expenses (with or without dentist insurance)

Some insurance is in the Netherlands obliges, for example against medical expenses under a certain income level (the health insurance fund border). Motorists serve obliged a legal conclude liability insurance. At concluding a mortgage is always opstalverzekering obliges.

Insurance for companies is for example:

• industrial accident insurance (law of 10 April 1971) (Belgium)
• Third party liability motorrijtuigen (Belgium)
• company liability (uitbatingsrisico and liability services and products after their supply)

External left

• Insurance recommendation and types (http://www.insurance.com)
• car insurance for beginners (http://www.voorbeginners.information/car insurance/)

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