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Russians get acquainted with car insurance
Spent: 1 July 2003 20.28
MOSCOW - Vadertje stand no longer looks in Russia after the motorist. Since Tuesday have had the Russians have obliged their car insure, a complete step for a population who has not got used to insurance."concluding a car insurance is for a lot of Russians the first insurance contract which they conclude", thus an insurance specialist of the investment society UFG. A Russian gives now average 55.90 euro per year to insurance from, a schijntje compared at the average of 333 euro in the rest of the world.
Communism
The majority of the Russians not even knows a liability insurance or a inboedelverzekering, a inheritance from Sovjet-verleden, in which the communist regime ensured everywhere for. Only 15 per cent of the motorists have been now insured.
As a result, it at ongelukken frequently the question is who damage will compensate for. A motorist must only ring the police force at a collision, whereupon a judge stipulates the responsibility for damage. Mostly a gedupeerde lags behind however with empty hands. Or damage is regulated by means of hand slap.
1980 rouble
These wildwest wildwest-taferelen are if it is well soon beyond. As from 1 July a private insurance must be concluded for minimum 1980 rouble (53.70 euro) per year, depending on of the type car, the age of the motorist and the region where the insured person lives.
On average Moskoviet approximately 3800 roubles (105 euro) per year will be lost. This is a relatively small amount compared to the insurance costs for a westerling, but it up to damage amount to pay also no longer than 10,320 euro per year will be.
Compliance?
The insurance sector has been delighted concerning the new obligations for the Russian, because a large increase has been foreseen. Nevertheless its ventures also sceptical. Thus still but the question is how it will be guaranteed the compliance with the new legislation. In neighbouring country oekraïne is already a car insurance obliges, but only 30 per cent of the car owners have there.
Nevertheless insurers anticipate on the expected question. Rosgosstrakh, the largest insurance company of Russia, will open the coming months 10,000 new offices.
Source: nu.nl
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