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Invalidity Insurance

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Introduction  
 

AOV - Invalidity Insurance
Nowadays frequently an expensive matter is conclude an Invalidity Insurance. Do you have an Invalidity Insurance at this moment already or do need you an Invalidity Insurance? Or possibly already does an Invalidity Insurance does have you but want you this more advantageously have regulated?

Our consultants offer the most advantageous AOV/Invalidity Insurance you! Our Invalidity Insurance now offers the best possibilities, a correct acceptance, advantageous premium and flexibility which grows with with you and your company you. In short: low month charges and nevertheless as a cover complete as possible!

General  
 
What does you as a matter man when you (long-term) sick becomes?
In such case to look that you keep financially the head above water, you regulate in avance good insurance. Beside a health insurance you want thus an insurance for lacking an income. An Invalidity Insurance gives for that the correct solution. The Invalidity Insurance knows two headings. Namely know:

Heading a covers the first year of the incapacity for work. The insured person is according to heading a incapable of work if he or she is for at least 25% unsuitable, by medically fixed postponing impact of accident or sickness to practise its own profession. The benefit starts after a waiting time. The length of waiting time (or own risk period) depends on the choice which has made insured person at closing the Invalidity Insurance.

Heading b covers the period of incapacity for work after the first year. Heading b knows to a another incapacity for work criterion then heading A. in the sense of heading b is the insured person incapable of work if he is for at least 25% unsuitable, by noting if medically to impact of accident sickness, to perform activities to which for its strengths, competences and training has been calculated and which can be desired given its former activities in redelijkheid of him.

Also it is possible close an Invalidity Insurance which takes into account both for heading a and for heading b at determining the incapacity for work only its own profession of the insured person.

Do you dread a testing for the Invalidity Insurance?
There no testing gevraag becomes when you are 50 years still no. Unless your medical file gives for that reason you can be enough with a questionnaire.

Do you want insure a cover to the first year of 100% of your income with the Invalidity Insurance?
At the incomes guarantee policy you can insure the first year (to heading A) for the full 100% with the Invalidity Insurance. Female entrepreneurs paid attention! When you have insured the a heading 16 weeks 100% is paid minus Waz-uitkering. Natural is, however, taken into account your chosen waiting time.

Too old for an Invalidity Insurance?
You are not rapidly too old application arbeidsongeschikheidsverzekering. You can be, as it happens, accepted to an age of 55 years!

Do you want a more Invalidity Insurance?
At the incomes guarantee policy you have vast possibilities of insuring a substitute, your of insuring partner and you to insure against serious sicknesses (' Critical Illness ').

Tax aspects
All aspects with exception of ' Critical Illness ' are deductible for the income tax at the Invalidity Insurance. Thus you fall at IB in the tariff of 52% then pay you net less than half of the premium!

Premium
A tender to request
To application a tender for an Invalidity Insurance you can inform yourself the bests firstly well of the vast possibilities

Do you want know still more concerning the Invalidity Insurance?
Look then once further:
Online Invalidity Insurance

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