Health insurance fund

Question without engagement a tender to:
Agreement online health insurance funds:
Online a Health Insurance concludes:

1. Health insurance fund, possibly with supplements
2. Private, isolated or family

To some groups in the society separate rules apply such as students.
When can you in the health insurance fund?
To qualify for the health insurance fund you must in everyone case two criteria meet:

1. You are in paid employment or you receive a benefit, and
2. Your income lies under the amount up to which only tax on wages is deducted and not income tax.

For persons of 65 years and older money other rules.
You are independent entrepreneur, then there are criteria also other of application. For persons that alimony receives money derogatory rules.

The amount up to which only tax on wages is deducted and not income tax for 2003 has been determined on € 31.750, - gross per year. The qualifying date is 1 November 2002. Your gross year income is on that date higher than the amount up to which only tax on wages is deducted and not income tax, then you must itself as from 1 January 2003 insure individual. The qualifying date 1 November is not always of application. When you change of job, it is assessed directly if the new salary lies above the amount up to which only tax on wages is deducted and not income tax.
If you have an income, he who you health insurance fund-insured can be, means that not automatic that you are insured. Ook niet als uw werkgever of uitkeringsinstantie u bij ons heeft aangemeld. You must itself within 60 days after the ontstaan of the right to the insurance at our present. We write you then in as insured.
Wanneer u ziekenfonds verzekerd bent en u overschrijdt de loongrens, dan dient u dit te melden bij uw zorgverzekeraar. This communicates also at your employer or paying agency, so that the health fund insurance contribution no longer on your remunerations or benefit it is implied.

JOINTLY INSURED PERSONS PERSON'
In principle is everyone below the 65 years co-insured that to the household of the head insured person belongs. The regulation joint insurance applies in general it commonly also to unmarried unmarried partners living together. To be able jointly insured persons person', apply, however, some conditions. Thus at least half of the total family income must income is about which health fund insurance contribution is paid.
Generally its children, also foster children, co-insured. concerns here:
· all children up to 16 years;
· studying children of 16 up to 27 years;
· unemployed children of 16 up to 18 years;
· unemployed school leavers of 18 up to 21 years, as long as they unemployed, but no longer then two calendar trimesters are next on the trimester in which the study or training was concluded;
· sick or disabled children of 16 up to 27 years, unless the child himself a GENERAL DISABLEMENT ACT has benefit;
· children of 16 up to 27 years which look after the household or medeverzorgen.
In almost all cases applies that the child in important degree at the expense of the head insured person must be maintained. As your partner or children jointly insured cannot be, must for them a private insurance is concluded. The regulation for joint insurance in general it applies commonly also to unmarried unmarried partners living together.

PASSAGE OF HEALTH INSURANCE FUND TO PRIVATE INSURANCE
If your remunerations no longer fall under the amount up to which only tax on wages is deducted and not income tax you must by 1 January of the next year from the health insurance fund. For the answer the question if you fall under or above the amount up to which only tax on wages is deducted and not income tax, must all fixed income employment and/or benefits (he who you oblige insured are), at each other are counted, including a possible income from an administrative employment. To be that total income more than € 31.750, - per year, then are you (longer) do not oblige insured.
To see if you oblige in the year 2003 insured are, is your income situation on 1 November 2002 determinative. Only as you changed of job, or the new salary it is assessed directly above the amount up to which only tax on wages is deducted and not income tax lies. As in the course of the year your service link finishes or your benefit stops, are entitled you no more to the Health Insurance. If your Health Insurance finishes you must your health insurance fund of this communication does, so that you can be written out.

STUDENT
StandaardPakketPolis for students

If you will study for the first time to a HBO, or WO institution and WSF wsf-studiefinanciering receives, then are you obliges you private to insure.
Hetzelfde geldt als je een MBO-opleiding volgt en 18 jaar
becomes or if you already 18 are if you start with a trainingtraining training.
In all these cases get you then right to StandaardPakketPolis.
This insurance must conclude you within four months after beginning of your study or after your 18th anniversary.

You have been insured with your parents at the health insurance fund, then expires for you this insurance and must you yourself StandaardPakketPolis for students conclude.
You have been insured with your parents individual, then you can that insurance generally by let run.
It is frequently cheaper if you yourself conclude StandaardPakketPolis.

Already for 1 august 1997 and are your parents health insurance fund-insured studied you,
then you can to the end of your training still in the health insurance fund to remain. Also if you have a bijbaantje, you remain on account of that simply in the health insurance fund.
For you changes there therefore nothing.