The new care insurance overstap.
Everyone has heard, but many have insipid idea still no
what it implies nou exactly.
Furthermore it also a subject is where in fact a nobody
can give exact answer on.
Here a summary of me follows from Article of the
Brabantine daily.
You can wait best to which care insurer with the best
offer comes, what the bests are appropriate at the user.
That on you inzinken let go through, well and with another
insurer verglijken.
That is still easy, simply choose what most beautiful
seems.
But the financiele square is more difficult.
There are, as it happens, appalling many possibilities,
According to the Sociale Verzekeringsbank, which regulates
the AOW, there are 400,000 different situations at example only
already at 2.5 the million old age pensioners.
Also might will there just be looked at at the first
salary payment in January what is the impact.
Each Dutchman has been obliged to have insured.
The meesten this for itself regulate, for children
possibly regulates the parents this, and can an employer this for its
staff do.
For the rest are there legal representatives, curators and
counsellors.
Which choices offer a new care insurance?
1: everyone can choose its own insurer
2. everyone can itself molars or he yes or no takes its own
risk.
3. can choose everyone between naturapolis (all accounts
directly to the insurer) or restitutiepolis (compensation of made
costs)
4. everyone can itself its general practitioner choose and the
specialist or other care provider where he is referred to.
VGZ are an insurer who only offers naturapolis.
This loves 100 per cent in that them the care offer in the
Netherlands has contracted and therefore their insured people so who
so have all freedom in the choice of their own care provider where
thus.
There is no administrative gedoe between insurer and
insured this way.
Furthermore there is a misfiring or all members of a
family at the same insurer must be connected.
This is not the case. The care insurance is an
individual insurance. As from 18jaar the verpplicht are their
own have insurance, you get then his own policy.
The government has also said that the care insurers of
basis insurance have an acceptance duty, and each aanmelder must adopt
therefore.
Because of this it remains particularly for the elderly,
chronically patients and people with health risks easier of care
insurer change. 96% of the care sit in the basis insurance.
This was my summary,
Responses are most welcome
Jan
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